1. Cut cardstock to 5-1/2"x8-1/2"; score and fold in half.
2. Adhere striped border sticker to right edge of card front and photo to left edge. Adhere scalloped border stickers to left edge of card, over photo, as shown.
3. Apply sentiment rub-on to photo.
4. Use craft knife to cut small slit in card spine for ribbon, 1/2" from bottom edge. Cut 10" ribbon length and thread through slit to card front. Trim ribbon at angle; overlap and adhere ends. Adhere charm to card.